Personal Pension

A personal pension plan is an arrangement where you pay a regular monthly contribution or a lump sum to a pension provider who will invest it on your behalf, this is suitable for:

  • people who are self employed
  • people who are not working but can afford to pay into a pension
  • employees who do not have access to a company scheme or choose not to join it
  • employees who wish to top up the money they would get from a company pension

A personal pension may not be suitable if :

  • your employer offers a company scheme
  • your employer offers access to a stakeholder scheme with an employer contribution

Speak to us to discuss your options.