Personal Pension
A personal pension plan is an arrangement where you pay a regular monthly contribution or a lump sum to a pension provider who will invest it on your behalf, this is suitable for:
- people who are self employed
- people who are not working but can afford to pay into a pension
- employees who do not have access to a company scheme or choose not to join it
- employees who wish to top up the money they would get from a company pension
A personal pension may not be suitable if :
- your employer offers a company scheme
- your employer offers access to a stakeholder scheme with an employer contribution
Speak to us to discuss your options.